Free Financial Tool
ROI Calculator
Calculate return on investment with the metrics professionals actually use — total ROI, annualized ROI, IRR, NPV, and payback period — plus sensitivity analysis to show which assumptions matter.
One-time cost paid at the start
Setup, training, migration — also paid at the start
Net cash benefit per year (before taxes)
Your cost of capital — used for NPV (10% is a common default)
This investment creates value: IRR of 17.0% beats your 10% required return.
In today's dollars it adds $14,770 of value (NPV) over 5 years.
- Payback in 3.2 years
- Net gain of $45,000 over 5 years
- Most sensitive assumption: annual return — pressure-test it first
Total ROI
56.3%
Excellent over 5 years
IRR
17.0%
Annual rate accounting for time value of money
NPV
$14,770
At a 10% discount rate
Payback period
3.2 yrs
38.4 months
This investment’s IRR of 17.0% exceeds your 10% discount rate — it clears your required return.
Cash Flow Forecaster
Make sure the $80K upfront cost doesn't break your runway.
Business Loan Calculator
Financing the investment? Check the true cost of borrowing before you commit.
Break-Even Calculator
Find how many extra sales it takes to cover the $80K of new costs.
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