Free Financial Tool
Cash Flow Forecaster
Project your cash position 12 months out with growth-aware runway math, honest what-if scenario bands, and a plain-English health check.
Your current total cash balance
Cash actually collected per month
All cash going out per month
Month-over-month — included in the runway math
You're cash-flow positive — your cash grows ≈$20,000/month.
Projected balance in 12 months: $778,379, up from $50,000 today.
- Lowest projected point: $50,000 (today)
- Biggest lever: monthly revenue — a ±10% change swings 12-month cash by $321K
Cash runway
60+ months
Cash stays above $0 for the full 60-month horizon
Net flow (this month)
$20,000
You add cash each month
Cash in 12 months
$778,379
vs $50,000 today
Lowest point
$50,000
Today is your lowest balance
- You currently earn more than you spend each month.
- Your lowest projected balance is less than one month of expenses — a thin buffer if anything slips.
- Base case
| Scenario | What changed | Cash in 12 mo | Lowest point | Runway |
|---|---|---|---|---|
| Base case | Your inputs, unchanged. | $778,379 | $50,000 | 60+ months |
| Upside | Revenue +20%, expenses unchanged. | $1,099,144 | $50,000 | 60+ months |
| Downside | Revenue −20% and expenses +15%. | $326,299 | $46,338 | 60+ months |
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